[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.iremi.cz\/kdo-je-idealni-zakaznik\/#Article","mainEntityOfPage":"https:\/\/www.iremi.cz\/kdo-je-idealni-zakaznik\/","headline":"Kdo je ide\u00e1ln\u00ed z\u00e1kazn\u00edk?","name":"Kdo je ide\u00e1ln\u00ed z\u00e1kazn\u00edk?","description":"Pokud se \u010dlov\u011bk rozhodne, \u017ee si vezme p\u016fj\u010dku, m\u016f\u017ee tak pochopiteln\u011b kdykoliv u\u010dinit. To ov\u0161em jedin\u011b za p\u0159edpokladu, \u017ee nalezne n\u011bkoho, kdo mu bude ochoten p\u016fj\u010dit.Pokud se v\u0161ak obr\u00e1t\u00ed na n\u011bkterou z finan\u010dn\u00edch spole\u010dnost\u00ed, ov\u0161em vlastn\u011b i na kohokoliv jin\u00e9ho, mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee sice m\u016f\u017ee, ale tak\u00e9 nemus\u00ed usp\u011bt. Proto\u017ee o tom do […]","datePublished":"2019-08-19","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.iremi.cz\/author\/#Person","name":"","url":"https:\/\/www.iremi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"iremi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.iremi.cz\/wp-content\/uploads\/img_a360548_w2037_t1574180175.jpg","url":"https:\/\/www.iremi.cz\/wp-content\/uploads\/img_a360548_w2037_t1574180175.jpg","height":0,"width":0},"url":"https:\/\/www.iremi.cz\/kdo-je-idealni-zakaznik\/","about":["Finance"],"wordCount":475,"articleBody":"      Pokud se \u010dlov\u011bk rozhodne, \u017ee si vezme p\u016fj\u010dku, m\u016f\u017ee tak pochopiteln\u011b kdykoliv u\u010dinit. To ov\u0161em jedin\u011b za p\u0159edpokladu, \u017ee nalezne n\u011bkoho, kdo mu bude ochoten p\u016fj\u010dit.Pokud se v\u0161ak obr\u00e1t\u00ed na n\u011bkterou z finan\u010dn\u00edch spole\u010dnost\u00ed, ov\u0161em vlastn\u011b i na kohokoliv jin\u00e9ho, mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee sice m\u016f\u017ee, ale tak\u00e9 nemus\u00ed usp\u011bt. Proto\u017ee o tom do zna\u010dn\u00e9 m\u00edry rozhoduje pr\u00e1v\u011b jeho bonita.Z \u010deho\u017e logicky vypl\u00fdv\u00e1, \u017ee je tato v\u011bc n\u011b\u010d\u00edm velice d\u016fle\u017eit\u00fdm. Jinak by p\u0159ece tak z\u00e1sadn\u00ed roli nehr\u00e1la.A co \u017ee to tedy v\u016fbec je? Pokud to nev\u00edte, v\u011bzte, \u017ee se jedn\u00e1 v podstat\u011b o to, nakolik se jev\u00ed b\u00fdt pravd\u011bpodobn\u00e9, \u017ee bude takov\u00fd \u017eadatel o p\u016fj\u010dku, pokud ji pochopiteln\u011b z\u00edsk\u00e1, schopen tuto \u0159\u00e1dn\u011b splatit. Tedy o jeho schopnost a ochotu dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm.Takov\u00e1 bonita se pak stanovuje na z\u00e1klad\u011b nejednoho krit\u00e9ria. Svou roli tu sehr\u00e1vaj\u00ed: v\u00fd\u0161e \u017eadatelov\u00fdch trval\u00fdch p\u0159\u00edjm\u016f  jeho m\u011bs\u00ed\u010dn\u00ed v\u00fddaje  \u017eadatel\u016fv v\u011bk  uchaze\u010dovo vzd\u011bl\u00e1n\u00ed  profese, ji\u017e tento vykon\u00e1v\u00e1  jeho rodinn\u00fd stav, nap\u0159\u00edklad po\u010det vy\u017eivovan\u00fdch d\u011bt\u00ed  p\u0159\u00edpadn\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f  a tak d\u00e1le a tak podobn\u011b. \u010c\u00edm dokonalej\u0161\u00ed se v tomto ohledu \u017eadatel jev\u00ed, t\u00edm v\u011bt\u0161\u00ed m\u00edv\u00e1 nad\u011bji na to, \u017ee se \u017e\u00e1dost\u00ed o p\u016fj\u010dku usp\u011bje, t\u00edm v\u00fdhodn\u011bj\u0161\u00ed b\u00fdvaj\u00ed nejednou i podm\u00ednky jej\u00edho \u010derp\u00e1n\u00ed. A naopak.A je-li tato ne zase a\u017e tak sv\u011btoborn\u00e1, nebo je dokonce p\u0159\u00edmo n\u00edzk\u00e1, nezb\u00fdv\u00e1 nejednou \u017eadateli, ne\u017e si ji zkusit vylep\u0161it. Co\u017e se da\u0159\u00ed zejm\u00e9na u produkt\u016f nab\u00edzen\u00fdch nebankovn\u00ed sf\u00e9rou. T\u0159eba takov\u00e1 bonita klienta hypotekybezregistru.czse d\u00e1 ovlivnit p\u0159iveden\u00edm spolu\u017eadatele, kter\u00fd se bude na jeho p\u016fj\u010dce pod\u00edlet  po\u0159\u00edzen\u00edm si ru\u010ditele, kter\u00fd se za z\u00e1jemce o p\u016fj\u010dku zaru\u010d\u00ed, t\u0159eba svou nemovitost\u00ed  zru\u0161en\u00edm v\u0161ech kreditn\u00edch karet a\/nebo kontokorentu  Pokud m\u00e1 takov\u00fd \u017eadatel dobrou bonitu, je z\u00e1jem vyhov\u011bt mu dost mo\u017en\u00e1 \u00fapln\u011b v\u0161ude. Pokud ne, nezbyde mu nejednou jin\u00e1 mo\u017enost ne\u017e nebankovn\u00ed sektor. Kter\u00fd je ochoten nab\u00eddnout hypot\u00e9ku nejednou i notn\u011b nezaj\u00edmav\u00e9mu \u017eadateli s nejedn\u00edm nedostatkem. Ale i zde plat\u00ed, \u017ee je bonita nade v\u0161e. A proto se p\u0159ed p\u016fj\u010dkou ka\u017edop\u00e1dn\u011b zamyslete nad t\u00edm, jak na tom jste. S t\u00edm d\u016fle\u017eit\u00fdm sl\u016fvkem, je\u017e u\u017e nyn\u00ed zn\u00e1te.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo je ide\u00e1ln\u00ed z\u00e1kazn\u00edk?","item":"https:\/\/www.iremi.cz\/kdo-je-idealni-zakaznik\/#breadcrumbitem"}]}]